Universal Credit is a benefit in the UK that provides financial support to people who are on a low income or out of work. It replaces six older benefits—including Jobseeker’s Allowance, Housing Benefit, and Working Tax Credit—by combining them into a single monthly payment. Universal Credit is designed to simplify the welfare system and make it easier for people to transition into and out of work, with payments adjusted based on income, household size, and other personal circumstances.
What It Is and How It Can Help If you’re finding it hard to make ends meet, you’re not alone—and you may be entitled to support through Universal Credit. Understanding what it is, how it works, and whether you’re eligible can make a real difference. This guide breaks it down simply, without jargon or judgement. […]